I’ve been hearing many people talking lately about credit repair and if in fact its possible. There is absolutely nothing wrong with asking yourself this question, but the more important thing is to look for the correct answer.

I’ll tell you with years of experience doing credit repair, it is possible to repair your credit yourself or have someone do it for you.  But before you try running to your phone to start making calls, let me make something clear to you.

Many credit repair agencies claim to be able to repair your credit, even bad credit that is legitimately on your credit report.  These companies typically charge you for something that they truly can’t guarantee.

If you have a collection account that you actually owe, then it rightfully should appear on your credit, though you may not want it to appear.  So, these companies take your money with the hopes that your creditors will not respond when they send a credit dispute letter.

They send credit dispute letters even if the account is valid in the hopes that they don’t respond and then must remove it from your credit report.

However, this practice is not guaranteed even though they charge you for it.  And guess what, the FTC is cracking down on this type of credit repair.

Now with that out of the way, credit repair is actually possible once you know how to do it right.  You can find everything you need to know about doing credit repair in my book Credit Scoring Secrets Revealed.  Check it out today!

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