In the last post, I mentioned how crucial it was to learn how to do credit repair yourself. I shared the first 3 of 5 quick and easy steps to do credit repair yourself.

Without further ado, here are the last two tips.

1. Raise your credit limits – you may be asking yourself, “How can raising your credit limits help when you are doing credit repair yourself?” The magic about this is that 30 percent of your credit score is directly impacted by the balance on your account compared to the limit on that account. So there is only two ways to change this aspect of your credit score. Either you pay down the balance or you raise up the credit limit. Either can give you an equal result when doing credit repair yourself.

2.  Continue monitoring your credit score – here’s where most people miss it big time. They take the initial actions to repair their credit themselves, but then they never follow up to be certain that those actions really helped their credit scores. That’s the pitfall of doing credit repair yourself; you may not have a good system for following through until you get the results in your credit that you are looking for. The best tool to use here is a calendar and simply putting reminders every one to two months to check your credit report and credit scores again.

So now you have it, the 5 quick and easy steps to do credit repair yourself.  Like I told you before, it’s quite easy if you know how to do it.  These 5 steps will definitely get you started on the right foot.

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